Design and optimize co-brand cards with AI and real-time simulation
Valora uses AI to optimize card partnerships—see example: Qantas + NAB shows 18% retention lift.
Leverage artificial intelligence and advanced analytics to create winning credit card partnerships between banks and consumer brands
Appeal vs Fee Analysis
Program One (Uber HDFC Visa) performance overview
Current appeal score: 72 at $99 annual fee
Case Study Mode
Explore a preloaded example: Qantas + NAB Visa (Australia)
Card Preview
Qantas NAB Visa Signature
Q
Signature
•••• •••• •••• 1234
CARDHOLDER NAME
VISA
AI Insight
Frequent flyers value lounge access, boosting retention by 18%
Appeal Score
78
Out of 100
CAC
$145
Customer acquisition cost
LTV
$2850
Lifetime value
Break-even
7.2
Months
Appeal vs Fee Chart
Performance analysis for this program
Active Programs
3
Currently configured
Avg Appeal Score
74
Across all programs
Break-even
8.2
Months average